Gary H. Baker, P.A.

Attorney and Counselor at Law

Representing Consumer Debtors in Bankruptcy, Foreclosure and Collections
Named to the Top Lawyers of Tampa List - Tampa Bay Tribune 2015

Collection Lawsuits

Have you been sued by a credit card company?
Are they threatening to sue you?

Has a creditor obtained a Judgment against you?
Are they threatening to Garnish your Wages or Assets?

It is important to know your rights and options.
Call us today for a free in office consultation (727) 793-0066.
Sit down with a lawyer and discuss your specific situation.

If you have already been served with a lawsuit...
You need to act quickly.
  You only have a limited time to respond - normally only 20 calendar days.
  Gary H. Baker, P.A. offers representation in a variety of credit and collection cases.  We represent consumers facing collection lawsuits, credit card debt lawsuits, cases involving money owed on personal loans, car reposession deficiency lawsuits, mortgage deficiency lawsuits, and garnishment issues.

We offer representation in a variety of ways.  Many clients simply need representation in settlement negotiations.  Other clients, are facing a variety of debt issues and may ultimately need to seek protection under the United States Bankruptcy Code.

If you have not been sued, but have creditors threatening...
Now is a great time to plan.  You do not have to wait to be served with a lawsuit.  Call us now, and schedule a free consultation.  You can sit down with an attorney, discuss your personal financial situation, and explore your options. 

Once you are served with a lawsuit you have a very limited time to respond.  Discuss your options with an attorney, and decide what you are going to do before your creditors come knocking.


Clients often tell us that they waited months before calling an attorney. Many times they were embarrassed about their debt, or simply didn’t want to face the problem. If you are facing mounting debt of any kind, please don’t wait. The sooner you seek legal advice the more options you may have available to you. 

 At Gary H. Baker, P.A., we take pride in the personal service that we provide our clients.  Mr. Baker is an experienced attorney with more than 35 years representing clients just like you. We truly do care, and want to help you. If you have been hesitating before seeking legal advice, we urge you to call today. Remember, the consultation is free, but the information is valuable.

We offer a free no obligation consultation.  So, call us today and come in to speak with us about your specific situation.  (727) 793-0066 or e-mail us



Wondering what is on your credit report?
Many clients tell us that they just aren't sure who or what they owe. A great starting place is to pull a copy of your credit report. While not all companies report to the credit agencies, a lot of them do. The Fair Credit Reporting Act requires the 3 main credit bureaus, Equifax, Experian & Transunion, to provide you with a free copy of your credit report once every 12 months. You can request your free report at

NOTE: This is the only website authorized to provide you with your free report. Do not be fooled by other websites with "free" offers. At the official credit report site you will not be asked for any credit card or billing information.

If you have questions about obtaining a free credit report you can obtain information from the Federal Trade Commission's website


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Gary H. Baker, P.A.
Attorney and Counselor at Law
2470 Sunset Point Road
Clearwater, Florida 33765

Call us today to schedule your free attorney consultation.
(727) 793-0066
or send us an e-mail:

Clearwater Office                                               New Port Richey Office            
2470 Sunset Point Road                                                7218 Congress Street                  
Clearwater, Florida 33765                                              New Port Richey, Florida 34653           
(727)  793-0066                                                             (727) 376-3180                                    
Pinellas County                                                              Pasco County                                        

We are a Bankruptcy Attorney who files Bankruptcies in the Middle District of Florida Bankruptcy Court. From our offices in Clearwater (Headquarters) and New Port Richey Florida we serve clients throughout the Tampa Bay area including:

Pinellas County - Clearwater, St. Petersburg, Largo, Pinellas Park, Seminole, Safety Harbor, Dunedin, Palm Harbor, Tarpon Springs; Pasco County - New Port Richey, Trinity, Port Richey, Holiday, Hudson, Zephyrhills, Dade City; Hernando County - Spring Hill, Brooksville, Weeki Wachee; Hillsborough County - Tampa, South Tampa, Carrollwood, Odessa, Lutz, Land O Lakes, Plant City, Riverview; as well as clients in Polk and Manatee counties.

We are a debt relief agency. We help people file for bankruptcy
under the United States Bankruptcy Code.

The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience.